![]() ![]() Contact a California lender to learn more about local requirements for mortgages. Typically, home values increase over time. Home values are constantly changing depending on buyer demand and the local market. This ensures you’re not paying more for a home than it’s worth on a purchase transaction and verifies the amount of equity available on a refinance transaction. Though, refinance rates can be higher.Ī lot of lenders will require an appraisal during the mortgage process to determine the fair market value of a property. By downloading the product you acknowledge that you either have an existing license or that you are. ![]() The APRs on this page are for purchasing mortgages, which are typically similar to refinance rates. If you haven't yet licensed the product then the build provides a 45-day evaluation version subject to the Posit End User License Agreement. If you already have a mortgage and are considering a refinance, get customized rates for your unique circumstances. ![]() Also check California rates daily before acquiring a loan to ensure you’re getting the lowest possible rate. To set yourself up for success and help you figure out how much you can afford, get pre-qualified by a licensed California lender before you start your home search. Loan programs and rates can vary by state. ![]()
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